All loans under Loans and credit are subject to the following terms:
- Minimum repayment period = 90 days
- Maximum repayment period = 365 days
- Maximum APR = 15%
Representative example:
- Loan amount - USD 100
- Term of loan - 3 months
- Interest per year - 12%
- Service fee - None.
Repayment:
- Interest is calculated as: 12% x USD 100 x 3/12 months = USD 3
- Monthly payments: USD 34.33 (USD 33.33 principal + USD 1 interest)
- Total amount to repay: USD 34.33 x 3 months = USD 103 (USD 100 principal + USD 3 interest)
Total cost of the loan, including all applicable fees: Service Fee 0 + Interest USD 3 = Total Cost of Loan USD 3
Important notice:
Loans and credit does not lend money on a commercial basis. The platform provides a secure environment for borrowers and lenders to connect and engage in transactions, promoting financial security and ethical lending practices.
- We offer interest-free grants with no fixed repayment period to encourage responsible borrowing.
- Borrowers are encouraged to repay the interest-free grants to establish a positive repayment track record for evaluation by registered lenders.
The platform facilitates lender-borrower reviews, offers a mechanism for filing complaints, and allows access to licensed lenders across different jurisdictions.
Lenders near you:
- Accessible registry of licensed lenders near borrowers enables a diverse selection for financing needs, including cross-border lender options.
Loan applications:
- Loans and credit provides a variety of loan applications from global sources, categorized by country, fostering lender-borrower communication and loan opportunities.
Register of defaulters:
- Exclusive register of defaulters assists in mitigating losses for lenders and enhances transparency in lending processes for borrowers.
References:
- Borrowers can list references to enhance creditworthiness, aiding lenders in assessing borrowing risks effectively.
Legal documents:
- Lending contracts, claim forms, and other legal documents are provided for the convenience of lenders and borrowers.
Lender reviews:
- A review section allows users to share lender feedback, facilitating an informed lending decision-making process.
Bounties and rewards:
- The platform offers an international network of bounty hunters to assist in locating missing debtors and supporting debt recovery efforts.
Debt collectors and lawyers:
- The platform connects users with professional debt collectors and lawyers specialized in loan disputes, providing effective solutions for debt recovery and legal support.
Обзор
Loans and credit это программное обеспечение Freeware в категории (2), разработанная Viva PS.
Последняя версия Loans and credit-1.95, выпущенный на 10.05.2024. Первоначально он был добавлен в нашу базу данных на 10.05.2024.
Loans and credit работает на следующих операционных системах: Android.
Пользователи Loans and credit дал ему Рейтинг 4 из 5 звезд.
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