All loans under Loans and credit are subject to the following terms:
- Minimum repayment period = 90 days
- Maximum repayment period = 365 days
- Maximum APR = 15%
Representative example:
- Loan amount - USD 100
- Term of loan - 3 months
- Interest per year - 12%
- Service fee - None.
Repayment:
- Interest is calculated as: 12% x USD 100 x 3/12 months = USD 3
- Monthly payments: USD 34.33 (USD 33.33 principal + USD 1 interest)
- Total amount to repay: USD 34.33 x 3 months = USD 103 (USD 100 principal + USD 3 interest)
Total cost of the loan, including all applicable fees: Service Fee 0 + Interest USD 3 = Total Cost of Loan USD 3
Important notice:
Loans and credit does not lend money on a commercial basis. The platform provides a secure environment for borrowers and lenders to connect and engage in transactions, promoting financial security and ethical lending practices.
- We offer interest-free grants with no fixed repayment period to encourage responsible borrowing.
- Borrowers are encouraged to repay the interest-free grants to establish a positive repayment track record for evaluation by registered lenders.
The platform facilitates lender-borrower reviews, offers a mechanism for filing complaints, and allows access to licensed lenders across different jurisdictions.
Lenders near you:
- Accessible registry of licensed lenders near borrowers enables a diverse selection for financing needs, including cross-border lender options.
Loan applications:
- Loans and credit provides a variety of loan applications from global sources, categorized by country, fostering lender-borrower communication and loan opportunities.
Register of defaulters:
- Exclusive register of defaulters assists in mitigating losses for lenders and enhances transparency in lending processes for borrowers.
References:
- Borrowers can list references to enhance creditworthiness, aiding lenders in assessing borrowing risks effectively.
Legal documents:
- Lending contracts, claim forms, and other legal documents are provided for the convenience of lenders and borrowers.
Lender reviews:
- A review section allows users to share lender feedback, facilitating an informed lending decision-making process.
Bounties and rewards:
- The platform offers an international network of bounty hunters to assist in locating missing debtors and supporting debt recovery efforts.
Debt collectors and lawyers:
- The platform connects users with professional debt collectors and lawyers specialized in loan disputes, providing effective solutions for debt recovery and legal support.
Panoramica
Loans and credit è un software di Freeware nella categoria (2) sviluppato da Viva PS.
L'ultima versione di Loans and credit is 1.95, pubblicato su 10/05/2024. Inizialmente è stato aggiunto al nostro database su 10/05/2024.
Loans and credit viene eseguito sui seguenti sistemi operativi: Android.
Gli utenti di Loans and credit ha dato un punteggio di 4. 5 stelle su 5.
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